GO AHEAD!
GET AHEAD!
The websites here offer free or low cost services. Please let me know if any of these resources are no longer in service or if they have little value.
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DOVER HOUSING AUTHORITY
www.doverhousingauthority.org/
www.d
MAIN SITE FOR DOVER HOUSING AUTHORITY |
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HABITAT FOR HUMANITY
www.senhhabitat.org/
www.s
Habitat for Humanity works to make affordable homeownership opportunities available to families that are not eligible for a conventional mortgage. |
Free Online Learning Opportunities and the Latest Student Loan Payment Options
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Dover Adult Learning Center
www.dalc-online.org/
www.d
Wonderful starting point for anyone who wants to embark on gaining skills for starting a career. Free computer use, English Second Language Classes, and much more! |
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FIND FINANCIAL FREEDOM
www.nhhed.com/
www.n
New Hampshire Housing and Finance has made their Financial Education resources available to us.There is still time left to have your name entered in to a drawing to win $500 if you register by February 28, 2013 |
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LearnFree.org
www.gcflearnfree.org/
www.g
Learn computer skills, prepare for a job interview, or how to manage your money. You can find just about anything here, and it's all free! |
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The Open Learning Initiative
oli.cmu.edu/
oli.c
Learn More About OLI Leadership and Staff What We Do The Open Learning Initiative (OLI) is a grant-funded group at Carnegie Mellon University, offering innovative online courses to anyone who wants to learn or teach. Our aim is to create high-quality courses and contribute original research to improve learning and transform higher education. |
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www.sophia.org
Affordable Online College Courses with SOPHIA Pathways for College Credit In addition to free college readiness resources, SOPHIA has introduced SOPHIA Pathways for College Credit�???�??�?¢?�???�??�?¢ (SPCC) �???�??�?¢?? a self-paced program that offers online courses for transferable college credit at a significant savings over traditional college classes. |
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Coursera
www.coursera.org
www.c
Courses in a wide range of topics, spanning the Humanities, Medicine, Biology, Social Sciences, Mathematics, Business, Computer Science, and many others. Whether you're looking to improve your resume, advance your career, or just learn more and expand your knowledge, we hope there will be multiple courses that you find interesting. |
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https://www.edx.org/how-it-works
https://www.edx.org/
https
This is an open courseware site that awards certificates for completing modules. Although you will not get college credit, these can be used for your resume. |
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Study Skills
www.skillsyouneed.com
www.s
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Empire Beauty, Barber and Esthetic Schools
www.empirebeautyschools.com/index.cfm
www.e
Empire Has Accredited Cosmetology Schools in Both Portsmouth and Somersworth www.facebook.com/empirebeautyschoolsinc |
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National Student Loan Debt Association
www.nsdassoc.org/academic/resources.php
www.n
The National Student Debt Association (NSDA) to help you take advantage of federal student loan money saving repayment and forgiveness programs . For federal loans only, not private loans. This is a good resource for learning about loan program options and consumer fraud alerts. Always research any loan modification program that you are considering to be sure that it is a legitimate program. |
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FEDERAL STUDENT AID
https://studentaid.ed.gov/sa/
https
Website that gives a breakdown of types of financial aid that available for college and details about repayment of student loans. There is also information about preparing for college |
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CAREER ONESTOP
www.servicelocator.org/
www.s
CareerOneStop (www.CareerOneStop.org) provides national, state and local career, labor market, and workforce information using online tools, videos, and maps to a range of local services. CareerOneStop is sponsored by the U.S. Department of Labor and provides resources and tools for job seekers, students, businesses, and career professionals |
| kellyservices.com |
Helpful ways to manage work related stress and cope with workplace issues.
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Center for Work and Family
www.bc.edu/centers/cwf/
www.b
The Center for Work and Family was originally developed under the Sloan Foundation. Here you will find solutions for improving work/life balance |
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Truity
www.truity.com
www.t
We offer free and affordable online tests, based on the most popular and well-respected theories of personality and career development. All of the tests and quizzes you will find on the site have been developed by professional psychometricians. free and affordable online tests, based on the most popular and well-respected theories of personality and career development. All of the tests and quizzes you will find on the site have been developed by a professional. |
Money. It's a simple word, but not so simple in the way it affects all of our lives. Learn about the way money moves throughout our lives, the way we feel about money and ideas for changing the way we use money.
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Bankrate.com
www.bankrate.com/finance/debt/9-myths-build-better-credit-9.aspx
www.b
Find Calculators to determine how long it will take to pay off debt, find tools to set up a budget, and learn about financial activities. |
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Cash Course, UNH Coorperative Extension
www.cashcourse.org
www.c
Financial literacy website created with college students in mind, but excellant resource for everyone. The website that contains tools and non-commercial information to help make financial decisions. |
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Good Financial Cents
www.goodfinancialcents.com/best-free-online-budgeting-tools/?ModPagespeed=noscript
www.g
This is an excellant site with some really good free tools for budgeting and money mangement. |
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www.spendster.org/
Website that shows you where you are wasting your money. |
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My Money
www.mymoney.gov/Pages/default.aspx
www.m
MyMoney.gov is the U.S. government's website dedicated to teaching all Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions |
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Find Financial Freedom
www.nhhed.com/
www.n
New Hampshire Housing and Finance has made their Financial Education resources available to us. This is a great site for anyone who has an IDA account and is working on gaining Financial Literacy Credit. |
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POWER PAY
https://powerpay.org/powerpay/
https
What is a Power Payment? As soon as one debt is paid off, applying the monthly payment from that debt to the next debt is called a Power Payment. |
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PAYDAY LOAN INFORMATION
www.paydayloaninfo.org/
www.p
FIND OUT ABOUT THE TRUE COST OF PAYDAY LOANS. |
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FEDERAL STUDENT LOAN PAYMENT CALCULATOR
https://studentloans.gov/myDirectLoan/mobile/repayment/repaymentEstimator.action
https
For those that have a student loan, there may be new payment options available that would make it easier to afford your payments. This tool can give you an estimate of what you payment could be, or what your payment will be if you are considering taking our a new loan. |
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Consumer Action/Debtors Rights
www.consumer-action.org/english/articles/debtors_rights
www.c
List of your rights when you have debt in collections |
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The Motley Fool
boards.fool.com/credit-cards-and-consumer-debt-100145.aspx
board
Discussion board for credit cards and personal debt. Learn how other people have dealt with debt. |
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Time Barred Debts
https://www.consumer.ftc.gov/articles/0117-time-barred-debts
https
Learn about fair debt practices and how to watch out for scams. Debt collectors have a certain number of years that they are allowed to collect on debt. After that the debt is considered "Time Barred". |
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MentalHealth.gov
www.mentalhealth.gov/
www.m
The federal government released this consumer friendly resource for learning how to get help with metal help issues. At the website, you can find information about the signs of mental health problems, how individuals can seek help, and stories shared by people who have come out on the other side. |
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HEALTHY PLACE
www.healthyplace.com/
www.h
Good Resource for Adult ADD. Trusted information on psychological disorders and psychiatric medications. Support networks for mental health and online psychological tests. Breaking mental health news, |
Suggestions for ways to calm down when your feeling overwhelmed and skill building exercises to learn better ways to solve problems
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Stress Recess
cmhc.utexas.edu/stressrecess/Guided_Program/index.html
cmhc.
Virtual stress reduction program. |
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Essential Life Skills
www.essentiallifeskills.net/self-concept.html
www.e
Website that will give you ideas for how to handle just about anything that you struggle with. Learning how to do anything that gets rid of annoying problems is a HUGE self esteem booster, which leads to less stress! |
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Heartmath
www.heartmath.org/free-services/tools-for-well-being/tools-for-well-being-home.html
www.h
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Meditainment
www.meditainment.com/managing-stress/
www.m
Free Guided Meditation |
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Stop Panic Attacks and Anxiety
selftherapy.org
selft
Free audio for non-medication method to stop panic attacks and calm anxiety. |
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Inner Health Studios
www.innerhealthstudio.com/overcoming-anxiety.html
www.i
Good suggestions for relief from anxiety |
Keep your family on track by taking advantage of tried and true routines and systems for staying organized. Get the best prices for gas, and more money saving ideas!
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FLY LADY
www.flylady.net/d/getting-started/
www.f
Fly Lady is the original household organizer. She has set up a specific routine for getting and keeping organized, and there is also a place where you can be matched with a partner to keep each other motivated. |
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GAS BUDDY
www.newhampshiregasprices.com/index.aspx?zip=03820&src=Y
www.n
Dover area gas prices. |
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FRUGAL MOM
thriftyfrugalmom.com
thrif
Budgeting, Recipes, links to websites with free stuff. This site is LOADED! |
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Child Care Aware
nh.childcareaware.org/
nh.ch
New Hampshire Child Care Resource |
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CHILDCARE AWARE - Info on Financial Assistance
nh.childcareaware.org/financial-assistance-for-child-care/
nh.ch
Childcare Aware is a resource for families and childcare providers. The website contains information about hot topics in childcare, a provider database and links to community resources. |
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Avis Goodwin
goodwinch.org/
goodw
One stop Health Center |
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Healthcare Market Place
https://www.healthcare.gov/
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Website for choosing healthcare when the new health care laws (Obama Plan) go into effect. Registration will begin on October 01, 2013. |
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Net Zero
www.netzero.net
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Basic Dial-up for $9.95 monthly. or FREE 10 hours per month. |
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ArcZip
www.arczip.com
www.a
Full Featured Internet Service-150 hours per month at $14.95 |
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M-Fire
mfire.com/
mfire
Full Service Internet at with unlimited hours for $19.95 per month. Use the promotion code- ALL and pay $14.95 monthly |
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Globalnet
www.surfglobal.net/
www.s
Full internet service for starting at $12.95 per month. |
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Comcast
https://apply.internetessentials.com/
https
For families that qualify for free or reduced price school lunches, Comcast will provide monthly service for $9.95 and give them a chance to buy a notebook computer for less than $150. To find out if you qualify call 1-855-8INTERNET |
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www.courts.state.nh.us/selfhelp/index.htm
New Hampshire Legal Self Help Center |
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NOLO
www.nolo.com/about.html
www.n
Nolo began publishing do-it-yourself legal guides in 1971. In the 40 years since its founding, Nolo has evolved with technology, developing do-it-yourself software and building Nolo.com into one of the Internet�??s leading legal websites |
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NEW HAMPSHIRE LEGAL AID
www.nhlegalaid.org/about/legal-advice-and-referral-center
www.n
This website was created by a community of legal service providers to assist in the delivery of the delivery of accurate legal information. |
| www.lawhelp.org |
THE FAMILY SELF SUFFICIENCY PROGRAM